Budget coaching for individuals and couples
Where is your paycheck going?
You make decent money. So why is it gone before the month is over? Let's find out, and fix it.
Six one-on-one sessions. You leave with a budget, a debt payoff date, and a savings plan.
Let's talk about your money. No numbers required.
- ✓ Talk through your situation
- ✓ Get your questions answered honestly
- ✓ Know what steps to take next
Not ready to work together yet? Get the 15-Minute Money Check Kit and start with your own numbers.
You make okay money. Where does it all go?
Payday, then broke again.
- ✕ It's gone and you can't say where.
- ✕ Debt you've paid on forever, no end in sight.
- ✕ You avoid looking at your account.
You know where it's going before it goes.
- ✓ A budget that fits how you actually live.
- ✓ A date for your last debt payment.
- ✓ A car repair is annoying, not a crisis.
Three things you'll have in eight weeks.
A budget that works
Know what's due, when, and what's left.
A debt payoff date
Every debt in one plan, with a finish line based on what you can really afford.
A cushion
An emergency fund goal and a monthly amount for what matters to you.
I'm Bruce Gale. I've been there.
Financial Coach · Unbound Financial
You don't have to figure out your money alone.
I've been buried in debt with no budget, wondering where it all went.
I built my own system to dig out. It became the Unbound Budget Coach tool we use together in your sessions.
You enter your own numbers. I never need your bank passwords. Coaching covers budgeting, debt, and savings, not investing.
8 weeks. 6 private sessions. One clear plan.
One-on-one, by video or phone. For individuals and couples.
- A working budget and cash flow schedule
- A personalized debt payoff timeline
- Savings targets and an emergency fund plan
- 6 private, 60-minute coaching sessions
- Unbound Budget Coach tool and session notes
- A downloadable budget to keep using afterward
Between sessions, you try the plan on real life. Next session, we fix what didn't work.
Behind? Messy? Scared to look? That's who this is for.
Book a Free 20-Minute CallFinancial coaching and education, not investment, legal, or tax advice.
Six sessions. Each one has a job.
Before you book.
We start with your financial picture, review spending, build your budget, plan debt payoff, set savings goals, and finish by preparing you to keep using the plan yourself. See the six-session outline above. Sessions take place in Weeks 1, 2, 3, 4, 6, and 8, with time to practice between calls.
Absolutely not. You enter your own numbers into the coaching tool. I never need access to your accounts, passwords, or sensitive login information.
No. I'm a financial coach. I help people build budgets, create debt payoff plans, and get organized with their money through structured coaching. This is financial education, not investment, tax, or legal advice.
Yes. Behind is the starting point, not a disqualifier.
Never. I'm here to build a plan, not lecture you about the past.
I offer a 2-payment plan of $300 each, billed at Week 1 and Week 5, with no added cost. If you're not ready to commit, the 15-Minute Money Check Kit is also available on its own. We can talk through what makes sense for you.
Sessions are 60-minute video or phone calls. We work through the Unbound Budget Coach tool together in your browser. Nothing needs to be installed, and you don't need to be technical.
Both. Couples are welcome to join sessions together. If your partner is on the fence, I'm happy to have a free call with both of you to answer questions.
You leave with a complete financial system and a downloadable budget template you can continue using. Optional follow-up sessions can be arranged separately.
Ready to know where it's going?
Book a Free 20-Minute Call
Tell me what's going on. No numbers, no pressure.
- Talk through your financial situation
- Get your questions answered honestly
- Know what steps to take next
- 20 minutes — nothing to prepare
Get the 15-Minute Money Check Kit
Prefer to start on your own? Give me your email and I'll send you a 15-minute money check. No purchase needed.
Want to see where your money is going?
Try the free Budget Summary for a quick snapshot of your income, spending, and savings. No account needed, and your numbers stay in your browser.
Try the Free Budget Summary